Your Personal Finance
with Dr. Charles Ross
Learn how to budget, protect, save and invest your money.
Join me live Mondays, Wednesdays and Fridays from 7-8pm on blogtalkradio.com/yourpersonalfinance
Get the financial tools you need to help you become financially independent!
Join me live every Monday, Wednesday and Friday.
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We broadcast live from 7-8pm on blogtalkradio.com/cfross21718
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Learn how to budget your money
If you are not financially secure and want to be, you need a plan. A budget is a tool to help you achieve financial success.
The keys to a good budget includes:
- Determine your goals
- Setting up a budget
- Implementing your budget
- Review and evaluate your budget
Learn how to protect your money​
Learn how to save your money
In order to make sure you are going to have resources to invest your money, it all starts with saving. If you can't put money aside and not spend it, you will never, ever be financially successful. There are several types of categories of savings:
- Cash Reserve Fund
- Liquidity Reserve Fund
- Optional Investment Fund
Learn how to invest your money
One of the important aspects of becoming financially successful is making sure you are protecting your asses.
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This comes in the form of insurance.
- Auto
- Home
- Health
- Life
Are you a saver or an investor? There is a difference.
A saver tries to preserve and keep money safe. A saver looks for financial vehicles that are guaranteed.
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An investor puts money at risk to achieve a higher financial return. An investor commits money to an investment where the return is not guaranteed or very safe.